The EAC emphasizes skills development, behavior change and peer motivation. The organization approaches financial education through hands-on activities based in real world experiences. For example, in EAC programs youth learn about financial choices by budgeting as a mock family, by competing in investing simulations, by making their own banks and by preparing articles on financial topics for On the Money magazine. The EAC emphasizes a youth focused financial education approach where students learn about financial management from other teens and young adults through peer education and youth media. EAC evaluations consistently indicate that this approach is effective with over 9 out of 10 youth participants agreeing that they learned something new and gained information that they could use in the future in EAC programs.